Wednesday, April 23, 2014

Olympia, WA - Short Sale Homeowners Debt Relief Extension Act of 2014


On January 13, 2014, Congressman Bill Foster from Illinois introduced a 2 year extension for the debt relief act that forgives debt exclusion from gross income for the discharge of qualified principal residence indebtedness, and for other purposes. The most common application of the original bill is when a client completes a short sale and is given a 1099 from the sellers lien holder.


The bill is still in committee and the odds of it passing at this time do not look good. The bill contains a provision to pay for the extension by taking away tax breaks from oil companies for domestic production.However not is all lost the IRS does have a insolvency clause that still allows for debt forgiveness if the home owner debts outweigh there assets.  This means many buyers still have an option to short sale thier home without fear of a huge tax bill at the end of the year.

If you are worried that you might owe more than your home is worth, Call me at 360.701.3006 or email me at MikeBarber123@gmail.com to find out what your options are or you can Click here, to receive a free, no obligation online home evaluation.

I will give more detail on how HR 3856 and IRS insolvency in future blogs. Olympia, WA - Short Sale Homeowners Debt Relief Extension Act of 2014 (H.R. 3856) 

Michael Barber ~ Wes & Company
360.701.3006

The market is changing and you may be at a point where you have some equity in your home... Click here, To receive a free online home evaluation. Again, if you are worried that you might owe more than your home is worth, Call me at 360.701.3006 or email me at  MikeBarber123@gmail.com to find out what your options are. 

I will give more detail on how HR 3856 and IRS insolvency Olympia, WA - Short Sale Homeowners Debt Relief Extension Act of 2014 (H.R. 3856)


Thursday, February 6, 2014

5.1 tips to make Thurston County home buying successful

5.1 tips to make Thurston County home buying successful

1. Get mortgage-ready. The Thurston County home buying market is heating up; getting you mortgage insures that you can act fast when you find that perfect Thurston County home for sale. Make sure your credit is as strong as it could be.

2. Budget wisely (stay within your budget). Be aware of utility, maintenance and transportation costs to determine if a home isaffordable. Buying a house in the rural Thurston County is great, just make sure you account for the commute cost.

3. Get the right mortgage. Fixed-rate mortgages offer payment certainty, while adjustable-rate mortgages frequently provide lower initial monthly payments, which could rise considerably over time.

4. Get help. Searching for a home over the Internet (Check out...http://www.housesforsalewa.com/) is one thing; actually going through the process and closing on a home without professional assistance is another.

5. Take your time. Buying a house in Thurston County , WA is not a race. Moving too quickly because the "dream home" just came on the market could be the first of many mistakes. Take the time to obtain a home inspection, look over the neighborhood and investigate the school district.

5.1 Use Wes Neal to buy or sell Real Estate in the Thurston County and surrounding areas!!!
 
5.1 tips to make Thurston County home buying successful
 
The market is heating up and these great foreclosure deals won't last long. These must sell Thurston County Homes are at rock bottem price and the prices are rising so don't let the opportunity to buy low pass you by.

Click here to see pictures, addresses, map links and detailed information on ALL Bank Owned Homes, foreclosures, and HUD repos in the Olympia Lacey and Tumwater areas... All priced under $300,000. 


FREE Special Report - "6 Costly Mistakes to Avoid Before Buying a Home" 

Industry Insiders have prepared a FREE special report entitled "6 Things You Must Know Before You Buy". Having the right information before hand can undoubtedly make a major difference in this critical negotiation. To hear a brief recorded message about how to order your FREE copy of this report call toll-free 1-800-611-1748 and enter 1001. You can call any time, 24 hours a day, 7 days a week. Get your free special report NOW to find out what you need to know before you buy a home. 

Market Insider

Gain valuable insight into a community by looking at household incomes, crime risk, education levels attained, and potential for extreme weather. Use the map to locate points of interest like shopping, restaurants, and health care services.
5.1 tips to make Thurston County home buying successful
 
 
 
 

Thurston County, WA - 5.1 tips to make home buying successful

Thurston County, WA - 5.1 tips to make home buying successful

1. Get mortgage-ready. The Thurston County home buying market is heating up; getting you mortgage insures that you can act fast when you find that perfect Thurston County home for sale. Make sure your credit is as strong as it could be.

2. Budget wisely (stay within your budget). Be aware of utility, maintenance and transportation costs to determine if a home isaffordable. Buying a house in the rural Thurston County is great, just make sure you account for the commute cost.

3. Get the right mortgage. Fixed-rate mortgages offer payment certainty, while adjustable-rate mortgages frequently provide lower initial monthly payments, which could rise considerably over time.

4. Get help. Searching for a home over the Internet (Check out...http://www.housesforsalewa.com/) is one thing; actually going through the process and closing on a home without professional assistance is another.

5. Take your time. Buying a house in Thurston County , WA is not a race. Moving too quickly because the "dream home" just came on the market could be the first of many mistakes. Take the time to obtain a home inspection, look over the neighborhood and investigate the school district.

5.1 Use Wes Neal to buy or sell Real Estate in the Thurston County and surrounding areas!!!
 
Thurston County, WA - 5.1 tips to make home buying successful
 
The market is heating up and these great foreclosure deals won't last long. These must sell Thurston County Homes are at rock bottem price and the prices are rising so don't let the opportunity to buy low pass you by.

Click here to see pictures, addresses, map links and detailed information on ALL Bank Owned Homes, foreclosures, and HUD repos in the Olympia Lacey and Tumwater areas... All priced under $300,000. 


FREE Special Report - "6 Costly Mistakes to Avoid Before Buying a Home" 

Industry Insiders have prepared a FREE special report entitled "6 Things You Must Know Before You Buy". Having the right information before hand can undoubtedly make a major difference in this critical negotiation. To hear a brief recorded message about how to order your FREE copy of this report call toll-free 1-800-611-1748 and enter 1001. You can call any time, 24 hours a day, 7 days a week. Get your free special report NOW to find out what you need to know before you buy a home. 

Market Insider

Gain valuable insight into a community by looking at household incomes, crime risk, education levels attained, and potential for extreme weather. Use the map to locate points of interest like shopping, restaurants, and health care services.
Thurston County, WA - 5.1 tips to make home buying successful
 
 
 

5.1 tips to make Shelton home buying successful

5.1 tips to make Shelton home buying successful

1. Get mortgage-ready. The Shelton home buying market is heating up; getting you mortgage insures that you can act fast when you find that perfect Shelton home for sale. Make sure your credit is as strong as it could be.

2. Budget wisely (stay within your budget). Be aware of utility, maintenance and transportation costs to determine if a home isaffordable. Buying a house in the rural Shelton is great, just make sure you account for the commute cost.

3. Get the right mortgage. Fixed-rate mortgages offer payment certainty, while adjustable-rate mortgages frequently provide lower initial monthly payments, which could rise considerably over time.

4. Get help. Searching for a home over the Internet (Check out...http://www.housesforsalewa.com/) is one thing; actually going through the process and closing on a home without professional assistance is another.

5. Take your time. Buying a house in Shelton, WA is not a race. Moving too quickly because the "dream home" just came on the market could be the first of many mistakes. Take the time to obtain a home inspection, look over the neighborhood and investigate the school district.

5.1 Use Wes Neal to buy or sell Real Estate in the Shelton and surrounding areas!!!
 
5.1 tips to make Shelton home buying successful
 
The market is heating up and these great foreclosure deals won't last long. These must sell Shelton Homes are at rock bottem price and the prices are rising so don't let the opportunity to buy low pass you by.

Click here to see pictures, addresses, map links and detailed information on ALL Bank Owned Homes, foreclosures, and HUD repos in the Olympia Lacey and Tumwater areas... All priced under $300,000. 


FREE Special Report - "6 Costly Mistakes to Avoid Before Buying a Home" 

Industry Insiders have prepared a FREE special report entitled "6 Things You Must Know Before You Buy". Having the right information before hand can undoubtedly make a major difference in this critical negotiation. To hear a brief recorded message about how to order your FREE copy of this report call toll-free 1-800-611-1748 and enter 1001. You can call any time, 24 hours a day, 7 days a week. Get your free special report NOW to find out what you need to know before you buy a home. 

Market Insider

Gain valuable insight into a community by looking at household incomes, crime risk, education levels attained, and potential for extreme weather. Use the map to locate points of interest like shopping, restaurants, and health care services.
5.1 tips to make Shelton home buying successful
 
 
 
 

Shelton, WA - 5.1 tips to make home buying successful

Shelton, WA - 5.1 tips to make home buying successful

1. Get mortgage-ready. The Shelton home buying market is heating up; getting you mortgage insures that you can act fast when you find that perfect Shelton home for sale. Make sure your credit is as strong as it could be.

2. Budget wisely (stay within your budget). Be aware of utility, maintenance and transportation costs to determine if a home isaffordable. Buying a house in the rural Shelton is great, just make sure you account for the commute cost.

3. Get the right mortgage. Fixed-rate mortgages offer payment certainty, while adjustable-rate mortgages frequently provide lower initial monthly payments, which could rise considerably over time.

4. Get help. Searching for a home over the Internet (Check out...http://www.housesforsalewa.com/) is one thing; actually going through the process and closing on a home without professional assistance is another.

5. Take your time. Buying a house in Shelton, WA is not a race. Moving too quickly because the "dream home" just came on the market could be the first of many mistakes. Take the time to obtain a home inspection, look over the neighborhood and investigate the school district.

5.1 Use Wes Neal to buy or sell Real Estate in the Shelton and surrounding areas!!!
 
Shelton, WA - 5.1 tips to make home buying successful
 
The market is heating up and these great foreclosure deals won't last long. These must sell Shelton Homes are at rock bottem price and the prices are rising so don't let the opportunity to buy low pass you by.

Click here to see pictures, addresses, map links and detailed information on ALL Bank Owned Homes, foreclosures, and HUD repos in the Olympia Lacey and Tumwater areas... All priced under $300,000. 


FREE Special Report - "6 Costly Mistakes to Avoid Before Buying a Home" 

Industry Insiders have prepared a FREE special report entitled "6 Things You Must Know Before You Buy". Having the right information before hand can undoubtedly make a major difference in this critical negotiation. To hear a brief recorded message about how to order your FREE copy of this report call toll-free 1-800-611-1748 and enter 1001. You can call any time, 24 hours a day, 7 days a week. Get your free special report NOW to find out what you need to know before you buy a home. 

Market Insider

Gain valuable insight into a community by looking at household incomes, crime risk, education levels attained, and potential for extreme weather. Use the map to locate points of interest like shopping, restaurants, and health care services.
Shelton, WA - 5.1 tips to make home buying successful
 
 
 
5.1 tips to make Tumwater home buying successful

1. Get mortgage-ready. The Tumwater home buying market is heating up; getting you mortgage insures that you can act fast when you find that perfect Tumwater home for sale. Make sure your credit is as strong as it could be.

2. Budget wisely (stay within your budget). Be aware of utility, maintenance and transportation costs to determine if a home isaffordable. Buying a house in the rural Tumwater is great, just make sure you account for the commute cost.

3. Get the right mortgage. Fixed-rate mortgages offer payment certainty, while adjustable-rate mortgages frequently provide lower initial monthly payments, which could rise considerably over time.

4. Get help. Searching for a home over the Internet (Check out...http://www.housesforsalewa.com/) is one thing; actually going through the process and closing on a home without professional assistance is another.

5. Take your time. Buying a house in Tumwater, WA is not a race. Moving too quickly because the "dream home" just came on the market could be the first of many mistakes. Take the time to obtain a home inspection, look over the neighborhood and investigate the school district.

5.1 Use Wes Neal to buy or sell Real Estate in the Olympia, Lacey, Tumwater and surrounding areas!!!
 
5.1 tips to make Tumwater home buying successful
 
The market is heating up and these great foreclosure deals won't last long. These must sell Thurston County Homes are at rock bottem price and the prices are rising so don't let the opportunity to buy low pass you by.

Click here to see pictures, addresses, map links and detailed information on ALL 25 Bank Owned Homes, foreclosures, and HUD repos in the Olympia Lacey and Tumwater areas... All priced under $300,000. 


FREE Special Report - "6 Costly Mistakes to Avoid Before Buying a Home" 

Industry Insiders have prepared a FREE special report entitled "6 Things You Must Know Before You Buy". Having the right information before hand can undoubtedly make a major difference in this critical negotiation. To hear a brief recorded message about how to order your FREE copy of this report call toll-free 1-800-611-1748 and enter 1001. You can call any time, 24 hours a day, 7 days a week. Get your free special report NOW to find out what you need to know before you buy a home. 

Market Insider

Gain valuable insight into a community by looking at household incomes, crime risk, education levels attained, and potential for extreme weather. Use the map to locate points of interest like shopping, restaurants, and health care services.
5.1 tips to make Tumwater home buying successful
 
 
 
 

Tumwater, WA - 5.1 tips to make home buying successful

Tumwater, WA - 5.1 tips to make home buying successful

1. Get mortgage-ready. The Tumwater home buying market is heating up; getting you mortgage insures that you can act fast when you find that perfect Tumwater home for sale. Make sure your credit is as strong as it could be.

2. Budget wisely (stay within your budget). Be aware of utility, maintenance and transportation costs to determine if a home isaffordable. Buying a house in the rural Tumwater is great, just make sure you account for the commute cost.

3. Get the right mortgage. Fixed-rate mortgages offer payment certainty, while adjustable-rate mortgages frequently provide lower initial monthly payments, which could rise considerably over time.

4. Get help. Searching for a home over the Internet (Check out...http://www.housesforsalewa.com/) is one thing; actually going through the process and closing on a home without professional assistance is another.

5. Take your time. Buying a house in Tumwater, WA is not a race. Moving too quickly because the "dream home" just came on the market could be the first of many mistakes. Take the time to obtain a home inspection, look over the neighborhood and investigate the school district.

5.1 Use Wes Neal to buy or sell Real Estate in the Olympia, Lacey, Tumwater and surrounding areas!!!
 
Tumwater, WA - 5.1 tips to make home buying successful
 
The market is heating up and these great foreclosure deals won't last long. These must sell Thurston County Homes are at rock bottem price and the prices are rising so don't let the opportunity to buy low pass you by.

Click here to see pictures, addresses, map links and detailed information on ALL 25 Bank Owned Homes, foreclosures, and HUD repos in the Olympia Lacey and Tumwater areas... All priced under $300,000. 


FREE Special Report - "6 Costly Mistakes to Avoid Before Buying a Home" 

Industry Insiders have prepared a FREE special report entitled "6 Things You Must Know Before You Buy". Having the right information before hand can undoubtedly make a major difference in this critical negotiation. To hear a brief recorded message about how to order your FREE copy of this report call toll-free 1-800-611-1748 and enter 1001. You can call any time, 24 hours a day, 7 days a week. Get your free special report NOW to find out what you need to know before you buy a home. 

Market Insider

Gain valuable insight into a community by looking at household incomes, crime risk, education levels attained, and potential for extreme weather. Use the map to locate points of interest like shopping, restaurants, and health care services.
Tumwater, WA - 5.1 tips to make home buying successful
 
 
 

5.1 tips to make Lacey home buying successful

5.1 tips to make Lacey home buying successful

1. Get mortgage-ready. The Lacey home buying market is heating up; getting you mortgage insures that you can act fast when you find that perfect Lacey home for sale. Make sure your credit is as strong as it could be.

2. Budget wisely (stay within your budget). Be aware of utility, maintenance and transportation costs to determine if a home isaffordable. Buying a home in the rural Lacey is great, just make sure you account for the commute cost.

3. Get the right mortgage. Fixed-rate mortgages offer payment certainty, while adjustable-rate mortgages frequently provide lower initial monthly payments, which could rise considerably over time.

4. Get help. Searching for a home over the Internet (Check out...http://www.housesforsalewa.com/) is one thing; actually going through the process and closing on a home without professional assistance is another.

5. Take your time. Buying a house in Lacey, WA is not a race. Moving too quickly because the "dream home" just came on the market could be the first of many mistakes. Take the time to obtain a home inspection, look over the neighborhood and investigate the school district.

5.1 Use Wes Neal to buy or sell Real Estate in the Olympia, Lacey, Tumwater and surrounding areas!!!
 
5.1 tips to make Lacey home buying successful
 
The market is heating up and these great foreclosure deals won't last long. These must sell Thurston County Homes are at rock bottem price and the prices are rising so don't let the opportunity to buy low pass you by.

Click here to see pictures, addresses, map links and detailed information on ALL 25 Bank Owned Homes, foreclosures, and HUD repos in the Olympia Lacey and Tumwater areas... All priced under $300,000. 


FREE Special Report - "6 Costly Mistakes to Avoid Before Buying a Home" 

Industry Insiders have prepared a FREE special report entitled "6 Things You Must Know Before You Buy". Having the right information before hand can undoubtedly make a major difference in this critical negotiation. To hear a brief recorded message about how to order your FREE copy of this report call toll-free 1-800-611-1748 and enter 1001. You can call any time, 24 hours a day, 7 days a week. Get your free special report NOW to find out what you need to know before you buy a home. 

Market Insider

Gain valuable insight into a community by looking at household incomes, crime risk, education levels attained, and potential for extreme weather. Use the map to locate points of interest like shopping, restaurants, and health care services.
5.1 tips to make Lacey home buying successful
 
 
 
 

Lacey, WA - 5.1 tips to make home buying successful

Lacey, WA - 5.1 tips to make home buying successful

1. Get mortgage-ready. The Lacey home buying market is heating up; getting you mortgage insures that you can act fast when you find that perfect Lacey home for sale. Make sure your credit is as strong as it could be.

2. Budget wisely (stay within your budget). Be aware of utility, maintenance and transportation costs to determine if a home isaffordable. Buying a home in the rural Lacey is great, just make sure you account for the commute cost.

3. Get the right mortgage. Fixed-rate mortgages offer payment certainty, while adjustable-rate mortgages frequently provide lower initial monthly payments, which could rise considerably over time.

4. Get help. Searching for a home over the Internet (Check out...http://www.housesforsalewa.com/) is one thing; actually going through the process and closing on a home without professional assistance is another.

5. Take your time. Buying a house in Lacey, WA is not a race. Moving too quickly because the "dream home" just came on the market could be the first of many mistakes. Take the time to obtain a home inspection, look over the neighborhood and investigate the school district.

5.1 Use Wes Neal to buy or sell Real Estate in the Olympia, Lacey, Tumwater and surrounding areas!!!
 
Lacey, WA - 5.1 tips to make home buying successful
 
The market is heating up and these great foreclosure deals won't last long. These must sell Thurston County Homes are at rock bottem price and the prices are rising so don't let the opportunity to buy low pass you by.

Click here to see pictures, addresses, map links and detailed information on ALL 25 Bank Owned Homes, foreclosures, and HUD repos in the Olympia Lacey and Tumwater areas... All priced under $300,000. 


FREE Special Report - "6 Costly Mistakes to Avoid Before Buying a Home" 

Industry Insiders have prepared a FREE special report entitled "6 Things You Must Know Before You Buy". Having the right information before hand can undoubtedly make a major difference in this critical negotiation. To hear a brief recorded message about how to order your FREE copy of this report call toll-free 1-800-611-1748 and enter 1001. You can call any time, 24 hours a day, 7 days a week. Get your free special report NOW to find out what you need to know before you buy a home. 

Market Insider

Gain valuable insight into a community by looking at household incomes, crime risk, education levels attained, and potential for extreme weather. Use the map to locate points of interest like shopping, restaurants, and health care services.
Lacey, WA - 5.1 tips to make home buying successful