Olympia, WA - 5.1 tips to make home buying successful

Olympia, WA 5.1 tips to make home buying successful

1. Get mortgage-ready. The Olympia home buying market is heating up; getting you mortgage insures that you can act fast when you find that perfect Olympia home for sale. Make sure your credit is as strong as it could be.

2. Budget wisely (stay within your budget). Be aware of utility, maintenance and transportation costs to determine if a home isaffordable. Buying a house in the rural Olympia is great, just make sure you account for the commute cost.

3. Get the right mortgage. Fixed-rate mortgages offer payment certainty, while adjustable-rate mortgages frequently provide lower initial monthly payments, which could rise considerably over time.

4. Get help. Searching for a home over the Internet (Check out...http://www.housesforsalewa.com/) is one thing; actually going through the process and closing on a home without professional assistance is another.

5. Take your time. Buying a home in Olympia, WA is not a race. Moving too quickly because the "dream home" just came on the market could be the first of many mistakes. Take the time to obtain a home inspection, look over the neighborhood and investigate the school district.

5.1 Use Wes Neal to buy or sell Real Estate in the Olympia, Lacey, Tumwater and surrounding areas!!!

 

 

Free list of ALL the bank repo's, foreclosures, HUD owned and Distressed Must Sell Houses

 

The market is heating up and these great foreclosure deals won't last long. These must sell Thurston County Homes are at rock bottem price and the prices are rising so don't let the opportunity to buy low pass you by.

Click here to see pictures, addresses, map links and detailed information on ALL 25 Bank Owned Homes, foreclosures, and HUD repos in the Olympia Lacey and Tumwater areas... All priced under $300,000. 


FREE Special Report - "6 Costly Mistakes to Avoid Before Buying a Home" 

Industry Insiders have prepared a FREE special report entitled "6 Things You Must Know Before You Buy". Having the right information before hand can undoubtedly make a major difference in this critical negotiation. To hear a brief recorded message about how to order your FREE copy of this report call toll-free 1-800-611-1748 and enter 1001. You can call any time, 24 hours a day, 7 days a week. Get your free special report NOW to find out what you need to know before you buy a home. 

Market Insider

Gain valuable insight into a community by looking at household incomes, crime risk, education levels attained, and potential for extreme weather. Use the map to locate points of interest like shopping, restaurants, and health care services.

Click here to get started checking out the Olympia area.

 

 

 

Paint or rehab your way in the door, to your dream home

Over the past few years I have seen a lot of house for sale in Olympia, Lacey, Tumwater and our surrounding areas, with past up because they weren't "the perfect home."  I hate to be the one to break this but, there is no perfect house; but with a little vision and a positive attitude there are so many ways to make an "OK" or even an good home pretty near perfect! Sometimes it's as easy as paint, carpets and landscaping.

I remember many years ago, showing a young lady house for sale near Olympia and she had told me exactly what she wanted in a home; so like a great real estate agent I went out toured the homes and found several that I thought were great and one that I thought was perfect for her.  The only problem with the perfect one is the lawn was very overgrown with huge bushes hiding the deary dark brown home.

I met with her the next afternoon to look at first time buyer house in the area and off we went to see seven houses for sale under $150,000.  The home with the overgrown lawn and the dreary brown paint was 4th on our list.  When we pulled up to the house for sale, she wouldn't even get out of the car.  She told me this is not what I am looking for, so we left (the home was vacant so no one was expecting us). She ended up finding a house in Olympia that she really liked and I helped her get it for a great price and she was happy.

We stayed in touch and one day she calls me and said "you won't believe what happened to me!"  Being the great Realtor that I am thought... Oh no, the roof caved in or worse!  She goes on to say, "remember that ugly brown house that you showed me (which at first I didn't but thankfully this wasn't a test)?  Well I went to a house warming party this weekend and it was at that house in Lacey that you really liked and I wouldn't look at!"  Then I remembered.  "They had painted it the cutest taupe color and got rid of all of those awful bushes and guess what? It was absolutely darling... I so wish I would have listened to you... I loved that home!"  We talked for a while longer and then hung up.

I am not telling this story to say that I was right because I wasn't.  I should have politely insisted that you got out and looked at the Lacey house for sale (like I have done with every client since her call).  Then I could have helped her see the home how it could be, not as it was.

Many people think that you have to have a ton of extra money to buy a house in Thurston County that is a fixer for sale or that needs a lot of work. First time home buyers particular think this.  That truth is that if you have the ability and are willing to spend some time you can do it all for pennies on the dollar.  There are also some great rehabilitation loans (203K) that allow you to barrow what it would cost to fix and or remodel the house that is for sell. You can get into some of these loan programs with as little as 3.5% down (which can be gifted) and even get paid to do some of the work.

Many of my investors and home buyers have used this type of loan over the years and have thought that it was great and helped them build instant equity. If you are thinking of buying and would like more information give me a call 360.402.8130 or click here to visit my HomeFinder website.

Have we reached bottom in Thurston County?

Over the last couple of years it seems like every time we think that we have reached the bottom, of home prices here in the Olympia area, out comes the shovel and the bottom has been dug Even deeper.  However, we have definitely seen a new pulse in real estate home sales in Olympia, Lacey and Tumwater areas; homes sales for the last quarter rose over 25% from the last quarter of 2010.

What does this mean for home buyers in the Thurston County? In my opinion, now is the time to buy!  There are still great low and zero down loan programs available with interest rates as low as 3.5%.  In many cases you can buy a home for less than it would cost to rent a similar home in the area.  When you couple this with the fact that home buyers have a tremendous amount of homes to choose from... This just might be the time in history where people look back and say... "I wish I had bought then... I would have made a fortune on this home!"

For example:  I just sold a 1,700 sq ft, 3 bedroom, 2 bath home, on a quiet tree lined street with a private fenced back yard near Capitol High School, for $200,000.  Principle and interest on that home @ 3.7% is only 

$920.00 per month on a 30 year loan.  That is amazing!

Now a veteran could have bought this home for zero down and an FHA buyer could get into a home like this for 3.5% down, which could be gifted to them from a family member. 

If you are thing about buying and would like to search homes for sale in Western Washington or find out how much your payment would be in your price range then... Click here.

Wes Neal Investment Sales Specialist, Thurston County Mobile: 360.402.8130   For all of your South Sound Real Estate Needs  Visit... MrOlympiaWA.com

Click Here... to search for any home, including foreclosures and bank owned homes in Western Washington... FREE!!

!

Olympia Short Sale Opportunity

Wow, what an incredible home! This home is quietly tucked away on a quiet tree lined street, Resting on a private and tranquil acre.  it's your own piece of heaven. This wonderful home has been impeccably remodeled inside and out and it boasts a new roof, windows, new decking on the front & back, rich hardwood floors, an amazing chef's kitchen w/granite counter tops, 36" cabinets, and new appliances.

It even has AC for you to get out of the summer heat...it will come! there's a large detached 36'x32' shop (1152 sq ft) w/10' ceilings & room for all your toys.

• 3 Bedrooms
• 1 acre
• Incredible remodel
• Asking $200,000

To check out this wonderful home, driving directions, view pictures and detailed information, Please...Click Here!

This is truly a rare find and a perfect place for you to call home. 

Wes Neal Investment Sales Specialist, Thurston County Mobile: 360.402.8130   For all of your South Sound Real Estate Needs  Visit... MrOlympiaWA.com

Click Here... to search for any home, including foreclosures and bank owned homes in Western Washington... FREE!!

!